Insurance Law And Bad Faith Claims
It can be one of the most helpless feelings of your life. You have to make an insurance claim, and the thought of challenging an insurance company for what is rightfully yours can be more painful than the injury itself. At the law firm of Steelman & Gaunt, located in Rolla and Missouri, our lawyers understand insurance and will work to get what you are entitled to under law.
Under most insurance policies, insurance companies are required to defend you from claims and cover you if you are liable for damages. If you have a denied insurance claim or the insurer fails to defend you, you do not understand your claim, or have suffered a loss, you need to know what options are available to you. You can trust our experienced attorneys to answer your questions, represent your interests and advocate on your behalf with the insurance companies.
Insurance is purchased as a protection against loss, injury or disastrous events. However, most people do not deal with insurance companies on a regular basis. Typically, people assume that when they purchase a policy they will be taken care of and compensated if they suffer the loss for which they have bought insurance. This is not always the case. In fact, insurance companies often look for ways to deny or minimize claims.
However, insurance companies owe their insureds an implied duty of good faith and fair dealing. If your insurance carrier unreasonably refuses to pay benefits under the terms of a policy, you may have a claim against your insurance company for damages.
We represent clients who are dealing with insurance issues related to liability policies and homeowner policies, fire loss claims, health insurance or medical insurance, and their employers’ insurance companies. Whatever your insurance law needs, our firm can provide you with the advocacy you deserve.
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Remember, insurance companies do not make money by paying out claims. They make their money collecting premiums from the policyholders and investing them. If you think your insurance company has wrongly denied you benefits, call us at 866-915-4793 or send us an email to schedule your consultation. We are experienced in dealing with the insurance industry and can help you seek the benefits to which you are entitled.