If you have been injured in a Missouri car accident, you may be concerned about your next steps. You may already be dealing with the difficult and traumatic process of physical recovery while considering how to protect your rights and hold those responsible accountable for your injuries. After all, a serious injury may force accident victims out of the workplace for some kind, and you may even lose time with your loved ones or plans for your future as a result. Accident victims might be able to pursue compensation for their losses, but they may not be sure what to do when dealing with an insurance company.
Insurance companies might be difficult to handle
Dealing with insurance companies is an unavoidable part of seeking redress and recovery after motor vehicle accidents. If you were the victim of another driver at fault for the crash, you may not only deal with your own insurer but also with the other driver’s insurer. In some cases, the insurance company might try to convince an accident victim to settle for less compensation than they need to address all of their losses. When victims are injured and in urgent need of funds, they may be more likely to accept an insufficient offer.
Insurers may approve, deny or negotiate a claim
When a negligent driver causes a crash, their insurance policy will often be responsible for covering the costs. The victim may present a claim to the insurer, and they may dispute the injuries, deny the claim or defend the driver in future litigation.
Car accident victims may be uncertain about how to deal with insurance company requests for information or settlement offers, especially if multiple insurers are involved in a complex crash. A personal injury attorney might help an accident victim to protect their rights and pursue compensation.